Eat healthier. Get more exercise. Save more money. Those were the top New Year’s resolutions for 2018, according to Statista . 1 Few people achieved them. One of the reasons so few resolutions become reality is because people tend to think too big. For resolutions to succeed they must be small and easily managed, according to Susan Weinschenk in Psychology Today . 1, 2 For instance: If your goal is to eat healthier, commit to having a piece of fruit or a fruit smoothie for breakfast in the morning. Then make it a habit. If your goal is to get more exercise, commit to walking for 20 minutes every morning. (You can do it while drinking your smoothie!) If your goal is to save more money, choose an amount to save and then set-up an automatic deposit into a savings or investment account. When you understand exactly what you want to accomplish, you stand a better chance of accomplishing it. The same is true of retirement planning. We hope...